Singapore

Websites der Aufsichtsbehörden

• MASMonetary Authority of Singapore

• Major Payment InstitutionMPIMAS licence for payment services above the volume thresholds — the usual licence for regional PSPs.

  Erlaubte Tätigkeiten

  Specified payment services under the Payment Services Act 2019 once monthly transaction volume exceeds the SPI threshold.

  Typische Inhaber

  Regional PSPs, acquiring platforms and e-wallet operators serving Singapore at scale.

  Antragsweg

  Licence application to MAS under the PSA. Activity classes (account issuance, e-money, DPT, etc.) are selected in the application.

  Wesentliche Grenzen

  Volume, safeguarding and base-capital rules are stricter than SPI. Conducting an unlicensed specified payment service is an offence.

  Payment institution / PSPOffizielle Quelle
• Standard Payment InstitutionSPIThe lower-volume tier of the same regime, with lighter requirements.Payment institution / PSPOffizielle Quelle
• Money-changing & remittance licenceMC / RMOSeparate MAS licences for money-changing and for cross-border money transfer.Money transfer & remittanceOffizielle Quelle
• Digital Payment Token serviceDPTA regulated activity under the PSA covering dealing in and custody of digital payment tokens.Crypto-asset & VASPOffizielle Quelle

Eine handverlesene Auswahl zur Orientierung — nicht das vollständige Register.

• AdyenHolds a Dutch banking licence, so it settles as a bank in Europe and licenses locally elsewhere.BankingMTLEMIAFSLMPISVFIPZugelassen inEuropean Union / EEAUnited StatesUnited KingdomAustraliaSingaporeHong Kong, ChinaBrazilUnited Arab Emirates
• AirwallexCross-border accounts, cards and acquiring with one of the widest licence footprints in APAC.AFSLAPIEMISVFMPIMSBZugelassen inAustraliaUnited KingdomHong Kong, ChinaSingaporeUnited StatesMalaysiaNew ZealandChina (mainland)
• Checkout.comEnterprise acquiring with local acquiring licences across four regions.APIEMIMTLMPISVFZugelassen inUnited KingdomEuropean Union / EEAUnited StatesUnited Arab EmiratesSingaporeHong Kong, ChinaAustraliaJapan
• CircleStablecoin issuer holding US money transmitter licences and an EU e-money licence.MSBMTLEMIMPIZugelassen inUnited StatesEuropean Union / EEAFRSingapore
• CoinbaseCrypto exchange and custody with licences across the US, EU and Asia-Pacific.MSBMTLEMICASPMPIZugelassen inUnited StatesEuropean Union / EEAUnited KingdomDESingaporeAustralia
• GrabPaySuper-app wallet licensed across Southeast Asia.MPIE-moneyEMIZugelassen inSingaporeMalaysiaIndonesiaPhilippinesThailandVietnam
• MarqetaModern card issuing platform — licensed where it issues and settles.MTLEMIZugelassen inUnited StatesUnited KingdomAustraliaSingapore
• NiumReal-time cross-border payments and card issuance for banks and businesses.MPIEMIAPIMTLAFSLZugelassen inSingaporeUnited KingdomUnited StatesAustraliaHong Kong, ChinaIndiaMalaysia
• NuveiPayment technology and acquiring with local licences across its footprint.MSBMTLEMIMPIAFSLZugelassen inCanadaUnited StatesUnited KingdomEuropean Union / EEASingaporeAustralia
• PayoneerCross-border payouts and receivables for marketplaces and SMBs.MSBMTLEMIAPISVFAFSLZugelassen inUnited StatesUnited KingdomEuropean Union / EEAHong Kong, ChinaAustraliaSingaporeIndia
• PayPalRuns a Luxembourg banking licence alongside US state money transmitter licences.BankingMTLEMIAFSLZugelassen inUnited StatesEuropean Union / EEAUnited KingdomAustraliaSingapore
• PPROLocal payment methods platform for PSPs and merchants.EMIMTLMPIZugelassen inUnited KingdomEuropean Union / EEAUnited StatesSingaporeBrazilMexico
• RapydFintech-as-a-service with licensed entities across Europe, the US and Asia-Pacific.EMIAPIMTLMPIZugelassen inUnited KingdomIsraelUnited StatesSingaporeMexicoBrazil
• RevolutEMI plus a banking licence in Lithuania; separate licences in each expansion market.BankingEMIAPIMTLMPIAFSLZugelassen inEuropean Union / EEAUnited KingdomUnited StatesSingaporeAustraliaJapanMexicoBrazilIndia
• RippleCross-border settlement infrastructure with money transmitter and e-money authorisations.MSBMTLEMIMPIZugelassen inUnited StatesEuropean Union / EEAUnited KingdomSingapore
• StripeGlobal acquiring, payouts and issuing; licensed separately in each market it settles in.MSBMTLEMIAPIMPIAFSLZugelassen inUnited StatesEuropean Union / EEAUnited KingdomSingaporeAustraliaJapan
• ThunesCross-border payout network connecting wallets, banks and mobile money.MPIAPIMTLZugelassen inSingaporeUnited KingdomUnited States
• WiseCross-border accounts and transfers, licensed market by market.EMIMTLMPIAFSLZugelassen inUnited KingdomEuropean Union / EEAUnited StatesSingaporeAustraliaJapanMalaysia

Region

• Hong Kong, China
• Japan
• China (mainland)
• India
• Australia
• South Korea
• Malaysia
• Indonesia
• Thailand
• Philippines
• Vietnam
• New Zealand