Fintech News Hong Kong· Fintech News Hong Kong·· 1 天前AI score38
ShopeePay（MY）CEO Alain Yee 谈 BNPL：马来西亚无信贷渠道用户的救命稻草还是债务陷阱？
Buy Now, Pay Later (BNPL): Lifeline or Debt Trap? | Alain Yee, ShopeePay (MY) CEO
AI brief
ShopeePay马来西亚CEO Alain Yee为BNPL辩护：其调研中70%用户无其他正规信贷渠道，且SPayLater首次逾期即冻结账户并收取单次RM10滞纳金、不计复利。BNPL收入来自商户费及用户QR支付1.5%月费。Yee还谈及Grab以USD 1.49亿收购Atome对整合中BNPL市场的影响。
Source:Fintech News Hong Kong · fintechnews.hk