Singapore

감독기관 웹사이트

• MASMonetary Authority of Singapore

• Major Payment InstitutionMPIMAS licence for payment services above the volume thresholds — the usual licence for regional PSPs.

  허용되는 업무

  Specified payment services under the Payment Services Act 2019 once monthly transaction volume exceeds the SPI threshold.

  대표 보유 주체

  Regional PSPs, acquiring platforms and e-wallet operators serving Singapore at scale.

  신청 절차

  Licence application to MAS under the PSA. Activity classes (account issuance, e-money, DPT, etc.) are selected in the application.

  주요 제한

  Volume, safeguarding and base-capital rules are stricter than SPI. Conducting an unlicensed specified payment service is an offence.

  Payment institution / PSP공식 출처
• Standard Payment InstitutionSPIThe lower-volume tier of the same regime, with lighter requirements.Payment institution / PSP공식 출처
• Money-changing & remittance licenceMC / RMOSeparate MAS licences for money-changing and for cross-border money transfer.Money transfer & remittance공식 출처
• Digital Payment Token serviceDPTA regulated activity under the PSA covering dealing in and custody of digital payment tokens.Crypto-asset & VASP공식 출처

제도를 파악하기 위한 발췌입니다. 전체 등록부가 아닙니다.

• AdyenHolds a Dutch banking licence, so it settles as a bank in Europe and licenses locally elsewhere.BankingMTLEMIAFSLMPISVFIP인가 지역European Union / EEAUnited StatesUnited KingdomAustraliaSingaporeHong Kong, ChinaBrazilUnited Arab Emirates
• AirwallexCross-border accounts, cards and acquiring with one of the widest licence footprints in APAC.AFSLAPIEMISVFMPIMSB인가 지역AustraliaUnited KingdomHong Kong, ChinaSingaporeUnited StatesMalaysiaNew ZealandChina (mainland)
• Checkout.comEnterprise acquiring with local acquiring licences across four regions.APIEMIMTLMPISVF인가 지역United KingdomEuropean Union / EEAUnited StatesUnited Arab EmiratesSingaporeHong Kong, ChinaAustraliaJapan
• CircleStablecoin issuer holding US money transmitter licences and an EU e-money licence.MSBMTLEMIMPI인가 지역United StatesEuropean Union / EEAFRSingapore
• CoinbaseCrypto exchange and custody with licences across the US, EU and Asia-Pacific.MSBMTLEMICASPMPI인가 지역United StatesEuropean Union / EEAUnited KingdomDESingaporeAustralia
• GrabPaySuper-app wallet licensed across Southeast Asia.MPIE-moneyEMI인가 지역SingaporeMalaysiaIndonesiaPhilippinesThailandVietnam
• MarqetaModern card issuing platform — licensed where it issues and settles.MTLEMI인가 지역United StatesUnited KingdomAustraliaSingapore
• NiumReal-time cross-border payments and card issuance for banks and businesses.MPIEMIAPIMTLAFSL인가 지역SingaporeUnited KingdomUnited StatesAustraliaHong Kong, ChinaIndiaMalaysia
• NuveiPayment technology and acquiring with local licences across its footprint.MSBMTLEMIMPIAFSL인가 지역CanadaUnited StatesUnited KingdomEuropean Union / EEASingaporeAustralia
• PayoneerCross-border payouts and receivables for marketplaces and SMBs.MSBMTLEMIAPISVFAFSL인가 지역United StatesUnited KingdomEuropean Union / EEAHong Kong, ChinaAustraliaSingaporeIndia
• PayPalRuns a Luxembourg banking licence alongside US state money transmitter licences.BankingMTLEMIAFSL인가 지역United StatesEuropean Union / EEAUnited KingdomAustraliaSingapore
• PPROLocal payment methods platform for PSPs and merchants.EMIMTLMPI인가 지역United KingdomEuropean Union / EEAUnited StatesSingaporeBrazilMexico
• RapydFintech-as-a-service with licensed entities across Europe, the US and Asia-Pacific.EMIAPIMTLMPI인가 지역United KingdomIsraelUnited StatesSingaporeMexicoBrazil
• RevolutEMI plus a banking licence in Lithuania; separate licences in each expansion market.BankingEMIAPIMTLMPIAFSL인가 지역European Union / EEAUnited KingdomUnited StatesSingaporeAustraliaJapanMexicoBrazilIndia
• RippleCross-border settlement infrastructure with money transmitter and e-money authorisations.MSBMTLEMIMPI인가 지역United StatesEuropean Union / EEAUnited KingdomSingapore
• StripeGlobal acquiring, payouts and issuing; licensed separately in each market it settles in.MSBMTLEMIAPIMPIAFSL인가 지역United StatesEuropean Union / EEAUnited KingdomSingaporeAustraliaJapan
• ThunesCross-border payout network connecting wallets, banks and mobile money.MPIAPIMTL인가 지역SingaporeUnited KingdomUnited States
• WiseCross-border accounts and transfers, licensed market by market.EMIMTLMPIAFSL인가 지역United KingdomEuropean Union / EEAUnited StatesSingaporeAustraliaJapanMalaysia

지역

• Hong Kong, China
• Japan
• China (mainland)
• India
• Australia
• South Korea
• Malaysia
• Indonesia
• Thailand
• Philippines
• Vietnam
• New Zealand