United Arab Emirates

Regulator sites

• CBUAECentral Bank of the UAE
• DFSADubai Financial Services Authority (DIFC)
• FSRAFinancial Services Regulatory Authority (ADGM)

• Retail Payment Services licenceRPSOnshore CBUAE licence covering payment accounts, card acquiring, money transfer and payment tokens.Payment institution / PSPOfficial source
• Stored Value FacilitySVFCBUAE licence to hold stored value and issue prepaid instruments onshore.E-money & stored valueOfficial source
• DIFC payment servicesDFSADFSA authorisation to provide money services and payment services from the DIFC free zone.Payment institution / PSPOfficial source
• ADGM payment servicesADGMFSRA authorisation for payment services, money services and crypto activities from ADGM.Payment institution / PSPOfficial source

A hand-picked sample for orientation — not the full register.

• AdyenHolds a Dutch banking licence, so it settles as a bank in Europe and licenses locally elsewhere.BankingMTLEMIAFSLMPISVFIPLicensed inEuropean Union / EEAUnited StatesUnited KingdomAustraliaSingaporeHong Kong, ChinaBrazilUnited Arab Emirates
• Checkout.comEnterprise acquiring with local acquiring licences across four regions.APIEMIMTLMPISVFLicensed inUnited KingdomEuropean Union / EEAUnited StatesUnited Arab EmiratesSingaporeHong Kong, ChinaAustraliaJapan
• Network InternationalMiddle East and Africa acquirer with onshore and free-zone authorisations.AcquiringRPSLicensed inUnited Arab EmiratesSaudi ArabiaEgyptJO

Region

• Saudi Arabia
• Qatar
• Israel
• Türkiye
• Bahrain