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Africa
Ghana
The Bank of Ghana licenses PSPs across mobile money, payment systems and aggregation.
2 licences · 3 institutions
Regulator sites
Licence types
2What the regime looks like
- Payment Service Provider licencePSPBoG licence covering payment services under the Payment Systems and Services Act 2019.Payment institution / PSPOfficial source
- Mobile money licenceMobile moneyBoG licence for mobile money issuance and wallet operations.E-money & stored valueOfficial source
A hand-picked sample for orientation — not the full register.
- FlutterwaveAfrican payments infrastructure with licences across the continent and in the UK/US.PSSPMMOPSPEMIMSBLicensed inNigeriaKenyaGhanaSouth AfricaEgyptUnited KingdomUnited StatesCanada
- M-PESA (Safaricom)The original mobile money service, licensed per market.E-moneyPSPLicensed inKenyaTanzaniaGhanaEgyptSouth Africa
- PaystackMerchant payments across West and East Africa, owned by Stripe.PSSPPSPMMOLicensed inNigeriaGhanaKenyaSouth Africa
Region
A curated reference, not legal advice and not exhaustive. Confirm the scope of any licence with its regulator before relying on it.