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Africa
Kenya
The CBK licenses payment service providers and e-money issuers — the home of M-PESA.
3 licences · 3 institutions
Regulator sites
Licence types
3What the regime looks like
- Payment Service Provider licencePSPCBK authorisation for payment services under the National Payment System Act.Payment institution / PSPOfficial source
- E-money issuerE-moneyCBK authorisation to issue e-money and run a mobile wallet.E-money & stored valueOfficial source
- Money remittance providerRemittanceCBK authorisation for inward and outward money remittance.Money transfer & remittanceOfficial source
A hand-picked sample for orientation — not the full register.
- FlutterwaveAfrican payments infrastructure with licences across the continent and in the UK/US.PSSPMMOPSPEMIMSBLicensed inNigeriaKenyaGhanaSouth AfricaEgyptUnited KingdomUnited StatesCanada
- M-PESA (Safaricom)The original mobile money service, licensed per market.E-moneyPSPLicensed inKenyaTanzaniaGhanaEgyptSouth Africa
- PaystackMerchant payments across West and East Africa, owned by Stripe.PSSPPSPMMOLicensed inNigeriaGhanaKenyaSouth Africa
Region
A curated reference, not legal advice and not exhaustive. Confirm the scope of any licence with its regulator before relying on it.