Canada

Regulator sites

• FINTRACFinancial Transactions and Reports Analysis Centre of Canada
• OSFIOffice of the Superintendent of Financial Institutions (Canada)
• AMF QuébecAutorité des marchés financiers (Québec)

• Money Services Business registrationMSBFederal FINTRAC registration for money transmission, foreign exchange dealing and virtual currency dealing.Money transfer & remittanceOfficial source
• Bank / trust and loan licenceBank licenceFederal deposit-taking licence; a Schedule I bank can be wholly owned by a non-financial parent.Banking & deposit-takingOfficial source
• Money-services business licence (Québec)AMF licenceQuébec requires its own licence on top of FINTRAC registration for money services in the province.Money transfer & remittanceOfficial source

A hand-picked sample for orientation — not the full register.

• Block (Square)Merchant acquiring and Cash App, licensed state by state and in each international market.MTLMSBEMIAFSLLicensed inUnited StatesCanadaUnited KingdomAustraliaJapanEuropean Union / EEA
• DogpayCrypto payments, cards and global accounts; FINTRAC MSB under DOGPAY LTD. (C10001760).MSBLicensed inCanada
• FlutterwaveAfrican payments infrastructure with licences across the continent and in the UK/US.PSSPMMOPSPEMIMSBLicensed inNigeriaKenyaGhanaSouth AfricaEgyptUnited KingdomUnited StatesCanada
• NuveiPayment technology and acquiring with local licences across its footprint.MSBMTLEMIMPIAFSLLicensed inCanadaUnited StatesUnited KingdomEuropean Union / EEASingaporeAustralia
• PaysafeWallets and processing under UK and EU e-money licences plus US registrations.EMIAPIMTLMSBLicensed inUnited KingdomUnited StatesCanadaEuropean Union / EEA
• RemitlyDigital remittance with money transmitter licences in its send markets.MSBMTLAPIEMIAFSLLicensed inUnited StatesCanadaUnited KingdomAustralia

Region

• United States
• Mexico